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Swarnalata JewellersGariahat · since 1984

BIS hallmarked · Gariahat since 1984

Gold you can weigh, check and trust.

Every piece in our shop is 22K or 18K BIS hallmarked, weighed in front of you, and billed with the rate, the making charge and the GST written out on one line each. Bridal sets, everyday gold, silver for puja and gifts.

  • 1984Same family, same counter
  • 100%BIS hallmarked gold
  • 11 + 1Months savings scheme
Today’s rate is on the board at the counter and on WhatsApp every morning at 10. 22K gold per gram · ask us 18K gold per gram · ask us Silver per gram · ask us
Collections by occasion

Gold and silver for every occasion in the family.

Starting prices are for the lightest piece in each group at a 22K rate of ₹9,800 per gram, including making charge and GST. The final price changes with the day’s rate and the weight you pick.

  • A heavy gold bridal set with two long necklaces, a choker and jhumkas on a display bust
    Wedding

    Bridal sets

    Sita haar, choker, kaan, tikli, mantasha and chur made as one matched set. Order 6 to 8 weeks before the wedding.

    About 40 gFrom ₹4,50,000
  • A gold jhumka earring with pearl drops on a woman's ear
    Pujo

    Earrings and jhumka

    Studs from 1.5 g, jhumkas from 4 g, in 22K and lighter 18K.

    Studs 1.5 gFrom ₹16,500
  • A gold pendant with a red stone on a thin chain, worn with a yellow saree
    Everyday

    Chains and pendants

    Chains from 3 g for daily wear, with a weight slip.

    3 g chainFrom ₹33,000
  • Four carved gold bangles with stone work stacked on a dark cloth
    Wedding · Gift

    Bangles and chur

    Plain, carved and stone-set, sold as pairs. We make shankha-pola with gold caps for brides.

    8 g pairFrom ₹88,000
  • A kundan necklace set with matching earrings and maang tikka on white cloth
    Reception

    Kundan and polki sets

    Lighter sets for the reception and bou bhaat. Gold base with set stones, so the weight stays lower than a plain gold set.

    Gold baseFrom ₹1,65,000
  • Gold chandelier earrings with green stones and pearls on a display stand
    Occasion

    Stone-set gold

    Emerald, ruby and pearl in 22K. Stone weight written on the bill.

    Stones billed apartFrom ₹42,000
  • A bride's hand with mehendi wearing gold bangles and two rings
    Annaprashan · Gift

    Rings and baby gold

    Rings from 2 g. Baby bangles, a tiny chain, or a coin of 1 g, 2 g or 5 g in a gift box.

    1 g coinFrom ₹10,900
  • A silver anklet with coloured stones on a foot painted with alta
    Silver

    Silver: payel, puja and gifts

    Payel and toe rings, silver pradeep, kosha-kushi, Lakshmi feet, baby bowls and spoons. All 92.5 silver, sold by weight.

    Payel, per pairFrom ₹2,800
Making charges and hallmark

What you pay for, and how you know the gold is real.

BillFour lines, nothing else

A gold bill has only four parts: the weight of gold, the day’s rate, the making charge for the work, and 3% GST. Wastage is not charged separately. The making charge is the whole labour cost. GST of 3% is added on the total of gold value plus making charge. If you bring old gold, its value comes off before GST is worked out.

MakingHow we charge for the work

Simple work costs less, fine work costs more. The charge is fixed before we start and is written on the estimate you take home.

Machine-made chains, per gram of gold
₹350 / g
Plain bangles, rings, studs
8%
Carved and filigree work (jhumka, kaan, pendants)
12% to 14%
Stone-set and kundan, stone weight billed separately
16% to 18%
Bridal sets made to order, fixed after the design is agreed
14% to 20%
Silver items, on the silver value
15% to 25%
Gold coins of 1 g, 2 g, 5 g and 10 g
₹300 to ₹600

91622K gold is stamped 916

91.6% pure. This is what most Bengali ornaments are made in: bangles, haar, kaan, chur. Soft enough for fine carving, which is why the old designs are all in 22K.

75018K gold is stamped 750

75% pure, harder, better for stone setting and thin everyday chains. Priced lower per gram. A good choice for a daily-wear chain that will not bend.

925Silver is 92.5

Sterling silver for payel, puja items and gifts. Hallmarked where the piece is large enough to take a stamp.

HUIDA 6-digit code on every piece

Since 2023 every gold ornament sold in India must carry a BIS hallmark with a unique 6-digit HUID. Ours do. Type the number into the BIS Care app at the counter and see the purity record before you pay. We will show you where the stamp is with a loupe.

XRFFree purity check on any gold

Our XRF machine reads purity in two minutes without scratching the piece. Bring gold from anywhere, bought from anyone, and we will test it for no charge and tell you the real karat.

Example bill: one carved bangle

Net gold weight Weighed in front of you10.000 g
22K rate on the day Example rate for this bill₹9,800 / g
Gold value 10 g × ₹9,800₹98,000
Making charge 12% carved work₹11,760
GST 3% on ₹1,09,760₹3,293
You pay₹1,13,053

Card EMI of 3, 6 or 9 months is available on bills above ₹25,000. Payments above ₹2 lakh need a PAN card by law.

Ask for an estimate
Old gold exchange

Four steps, all of them in front of you.

  1. We weigh it

    On a digital scale that is checked every month. You see the number on the display, not on a slip.

  2. We test the purity

    On the XRF machine, not on a touchstone. Old 22K often reads 21K; you get the real value, not a guess.

  3. Stones and lac come off

    By weight only. Nothing else is deducted on gold bought from us. On gold from other shops, 2% to 4% for melting loss.

  4. The value goes on your bill

    At the day’s rate, before GST. Or take it as cash if the gold was bought here with a bill.

Old carved gold bangles on a bride's hands with mehndi A gold pendant with red and green stones next to beaded bangles on a brown cloth
Swarna Sanchay savings scheme

Pay 11 months. We pay the 12th.

Choose a monthly amount from ₹2,000 to ₹25,000. Pay it for 11 months at the counter or by UPI. In the 12th month we add one full instalment from our side. Use the total on any gold jewellery in the shop at that day’s rate.

The shop’s share is given as a discount on jewellery, not as cash. If you stop early, you get back what you paid, in jewellery, with making charge. A passbook is given on the first payment, and a WhatsApp message on every one after that.

Open a savings account
Example at ₹5,000 a month. The same table works for any amount from ₹2,000 to ₹25,000.
MonthYou paySaved so far
Month 1₹5,000₹5,000
Month 2₹5,000₹10,000
Month 3₹5,000₹15,000
Month 4₹5,000₹20,000
Month 5₹5,000₹25,000
Month 6₹5,000₹30,000
Month 7₹5,000₹35,000
Month 8₹5,000₹40,000
Month 9₹5,000₹45,000
Month 10₹5,000₹50,000
Month 11₹5,000₹55,000
Month 12: the shop pays₹5,000₹60,000
You can spend₹60,000
Our shop

Forty years on Rash Behari Avenue.

Swarnalata Jewellers was opened in 1984 by Nirmal Chandra Dutta, a goldsmith from Sinthee who had made ornaments for other shops for twenty years before he put his own name on a board. His son and daughter-in-law run the shop today. Four of our karigars have been with us for more than fifteen years.

We are a small shop and we like it that way. You sit, you are shown pieces one at a time, and nobody hurries you. Every price is worked out on paper in front of you: weight, rate, making charge, GST. If you want to come back the next day with your mother, the piece will be kept aside.

  • 40+Years in Gariahat
  • 6Karigars in our own workshop
  • 0Hidden charges on the bill
A karigar's hands working on a gold piece under a lamp in the workshop A gold pendant being soldered with a small torch on the workshop bench
Questions people ask at the counter

Before you buy.

Can I order a design I saw somewhere else?

Yes. Bring a photo or a drawing. Our karigars will tell you the weight it will come to and the making charge, and we fix the price before work starts. Most made-to-order pieces take 2 to 4 weeks; bridal sets take 6 to 8.

What if a piece breaks or a stone falls out?

Repairs on gold bought from us are free for the first year, except for lost stones. After that we charge only for the work. Pieces from other shops are repaired at a small charge after a purity check.

Do you buy back gold?

Yes. Gold bought here with a bill is bought back at the day’s rate with no deduction except stone weight. Gold from elsewhere is bought after an XRF test with 2% to 4% deducted for melting.

How do I pay?

Cash, UPI, debit and credit cards, bank transfer. Card EMI of 3, 6 or 9 months on bills above ₹25,000. Payments above ₹2 lakh need a PAN card by law.

Will the price change between my visit and my pickup?

For made-to-order pieces the rate is fixed on the day you pay the advance, whichever way the market moves. For ready pieces the price is the rate on the day you buy.

Do you come home to show bridal pieces?

For bridal orders above ₹3 lakh, yes, within Kolkata. Call a week ahead. For everything else we would rather you come to the shop, where the light and the scale are.

My mother bought her wedding chur here in 1989. We went back for my daughter’s set last winter. They showed us the bill on paper before we agreed to anything, and the weight was exactly what was written.

Mousumi · Ballygunge

I put ₹5,000 a month into the scheme for my son’s annaprashan. The passbook was simple, and when the day came the 12th month was added without my asking. Bought a chain and a coin.

Debasish · Kasba
Visit the shop

On Rash Behari Avenue, a short walk from Gariahat crossing.

Address

212 Rash Behari Avenue, Gariahat
Kolkata 700019

Get directions →

Opening hours
Monday to Saturday11:00 am – 8:30 pm
Sunday11:00 am – 3:00 pm
Dhanteras and Pujo weekOpen till 10 pm
Phone

+91 98042 43159

Daily rate sent on WhatsApp at 10 am. Messages answered till 9 pm.

Send us a photo of what you have in mind.

We will reply with the weight it will come to, the making charge and today’s rate, so you know the price before you leave home.